AsemconnectVietnam - Nam A Bank (NAB) has just announced the results and handed over the deliverables of the Project to assess compliance with the capital adequacy ratio using the standard method as stipulated in Circular No. 14/2025/TT-NHNN on the Basel III International Standard.

This event not only acknowledges the results of the cooperation between Nam A Bank and KPMG in the implementation of the Project but also marks the official acceptance of the deliverables, creating a foundation for Nam A Bank to continue realizing the requirements of Circular No. 14/2025/TT-NHNN, gradually perfecting the capital adequacy governance framework in line with Basel III.
Within the framework of the Project, KPMG collaborated with Nam A Bank to conduct a comprehensive assessment of the level of compliance with the requirements of the above Circular using the standard method; review processes, data, and governance mechanisms related to the capital adequacy ratio; Simultaneously, a recommendation system and implementation roadmap were developed in line with Nam A Bank's development orientation.
At the end of Q1/2026, Nam A Bank recorded over VND1,620 billion, a growth of 32.5%, ROE exceeding 21%, and a tightly controlled cost-to-income ratio (CIR) of 39.2%. The non-performing loan ratio decreased to 1.6% (before CIC).
As of March 31, 2026, Nam A Bank recorded total assets of nearly VND410,000 billion, a 56% increase compared to the same period. Total deposits from economic organizations, individuals, and government bond issuances reached over VND217,000 billion, achieving a growth rate of over 7.2% compared to the same period.
(The last sentence is incomplete and doesn't need translation.) Regarding lending activities, Nam A Bank achieved over VND201,000 billion, a 13.1% increase compared to the same period in 2025. The growth focus was on manufacturing, seafood, and non-real estate businesses, while reducing the proportion of lending to the real estate sector in line with the State Bank of Vietnam's (SBV) guidelines. In addition, the total investment in government bonds and government securities issued by credit institutions reached over VND46,000 billion, an 80% increase compared to the same period.
Source: VITIC/Bao Tai chinh – Dau tu