AsemconnectVietnam - The State Bank of Vietnam (SBV) has approved the Saigon - Hanoi Bank (SHB) to increase its charter capital to a maximum of VND53,442 billion, as approved by the General Meeting of Shareholders in Resolution No. 02/2025/NQ-ĐHĐCĐ dated November 18, 2025.

Enhancing Financial Capacity
Accordingly, SHB is approved to increase its charter capital to VND 53,442 billion through three methods: public offering of shares to existing shareholders, private placement of shares to professional securities investors, and issuance of shares under the SHB employee stock option program (ESOP).
After completing the above plan, SHB is expected to rise to the Top 4 largest private commercial banks in terms of charter capital, helping SHB improve its financial capacity, expand its scale of operations, and create a solid foundation for the next phase of development.
On the stock market, SHB is one of the three earliest listed banks, belonging to the VN30 group - the group of stocks with the largest market capitalization - and consistently ranks among the top in terms of trading liquidity. Most recently, SHB shares were honored by FChoice as the bank stock of the year for its outstanding achievements in the market, demonstrating SHB's confidence and reputation in domestic and international markets, meeting leading standards in scale, liquidity, corporate governance, and information transparency.
SHB shares are also predicted to be included in the FTSE Global All Cap basket when Vietnam officially upgrades to emerging market status. This continues to be good news for SHB shareholders as foreign capital is expected to strongly boost the bank's development, continuously improving international standards, comprehensively transforming digitally, and achieving breakthrough growth in the future.
Solid foundation, ready to accelerate
In 2025, SHB recorded pre-tax profit of VND15,028 billion, a 30% increase compared to the previous year. As of December 31, 2025, SHB's total assets reached nearly VND892,600 billion, moving towards the VND1 trillion mark in 2026.
SHB always develops safely, openly, and transparently; profits grow sustainably, and charter capital increases steadily over the years. SHB's safety, liquidity, and risk management indicators all exceed the regulations of the State Bank of Vietnam and meet international standards. Throughout its development journey, SHB has always strived for the benefit of shareholders and investors with a high and consistent dividend payout ratio over the years.
Through its capital increase plan, SHB clearly demonstrates its readiness and aspiration to reach new heights, not only through comprehensive financial and non-financial solutions to enhance efficiency and sustainable value for customers, businesses, the public sector, and society. The bank continues to promote its strategic cooperation ecosystem and comprehensive digital transformation, affirming its role as a bridge for capital flows, promoting the private economy, innovation, and green and digital development goals, closely following the Government's direction in the new era.
SHB continuously strengthens comprehensive cooperation with large state-owned and private economic groups domestically and internationally, developing a strategic ecosystem and supply chain for satellite businesses, small and medium-sized enterprises, and individual customers, firmly establishing its reputation as a top-tier bank. In the international financial market, SHB affirms its brand position as one of the few banks selected by the World Bank, JICA, ADB, KFW, and other international financial institutions as a relending bank and a bank serving key national projects; participating in ADB's global trade finance program…
In its strong and comprehensive transformation strategy, SHB is currently focusing on four pillars: Reforming mechanisms, policies, regulations, and processes; People as the main actors; Customer and market-centric approach; and Modernizing information technology and digital transformation.
For SHB, the period from 2026 will also usher in a new development cycle in the context of the country joyfully reflecting on and proudly celebrating 40 years of reform. As the lifeblood of the economy, the banking sector has made and continues to make significant contributions to the socio-economic development of the country.
Building upon over three decades of accumulated experience, SHB will enter a new era as a leading joint-stock commercial bank; with a sound financial foundation, proven risk management capabilities across multiple cycles; and a readiness to be proactive, pioneering, and committed to supporting the country's long-term development goals. These values, cultivated from the past, will serve as the foundation for SHB to continue elevating its role in this period of accelerated growth, breakthroughs, and sustainability.
N.Nga
Source: VITIC/Tinnhanhchungkhoan