AsemconnectVietnam - In 2025, Vietnam Commercial Trust Bank (Vietbank, stock code VBB) recorded consolidated pre-tax profit of VND1,532 billion, a 35% increase compared to 2024.

Alongside the positive business results, in December 2025, Vietbank completed its public offering of shares, thereby increasing its charter capital to VND10,769 billion, contributing to strengthening its financial capacity, enhancing its capital base, and improving its ability to meet safety standards in the next development phase.
Regarding operational results, Vietbank recorded many positive growth indicators. Specifically, net interest income reached VND3,327 billion, an increase of 18.31% compared to the previous year. Net income from service activities reached over VND160 billion, an increase of 17.3%. Net income from foreign exchange trading increased by nearly 12%, while securities trading activities recorded a profit increase of 2.6 times compared to 2024.
Operating expenses for the year reached VND1,729 billion, an increase of 10%, consistent with the strategy of expanding scale and investing in business activities, technology, and network. Thanks to good credit quality control, credit risk provision costs decreased by 55%, thereby contributing to improving the profitability of the Bank.
As of December 31, 2025, Vietbank's total assets reached VND196,771 billion, an increase of 21% compared to the beginning of the year. Customer loan balances reached VND108,440 billion, an increase of 15.8%; customer deposits reached VND101,450 billion, an increase of 7%. The non-performing loan ratio is controlled at 1.76%, lower than the State Bank of Vietnam's (SBV) regulated threshold.
In 2025, the international credit rating agency Fitch Ratings announced its first rating for Vietbank, with a Long-Term Issuer Default Rating (IDR) of "B+", along with a stable outlook, thereby acknowledging Vietbank's progress in improving its financial capacity and information transparency.
Sharing its direction for 2026, Vietbank's leadership stated that the bank is preparing to transfer its VBB shares from the Hanoi Stock Exchange (HNX) to the Ho Chi Minh City Stock Exchange (HOSE). According to the plan, VBB shares are expected to complete the trading procedures on HOSE no later than the second quarter of 2026.
The listing transfer is expected to contribute to improved liquidity, increased transparency, and expanded access for institutional investors, including foreign investors. With the new capital base and preparations in corporate governance and capital markets, Vietbank is gradually strengthening its competitiveness, creating a foundation for sustainable development in the future.
N.Nga
Source: VITIC/Tinnhanhchungkhoan