AsemconnectVietnam - The consolidated financial report for the third quarter of 2025 shows that many indicators of the Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank, code CTG - HOSE) have had outstanding growth in the banking system.

As of September 30, 2025, VietinBank's total consolidated assets reached more than VND2.76 trillion, up 15.8% compared to the beginning of the year. Outstanding loans to customers reached VND1.99 trillion, up 15.6%, reflecting credit expansion associated with quality control and real demand of the economy. Capital mobilized from customers reached VND1.78 trillion, up 10.5% compared to the beginning of the year, demonstrating the strong confidence of people and businesses in the bank.
Net profit from business activities before credit risk provision expenses in the first 9 months of 2025 reached VND46.5 trillion, up 4.1% over the same period last year. Of which, net interest income increased by 5.2%, net profit from other activities increased by 21%.
According to the consolidated financial report, pre-tax profit in the first 9 months of 2025 reached VND29.5 trillion, up 51.4% over the same period last year. This result was achieved thanks to proactive management, optimizing capital balance efficiency, strengthening cost control and effectively exploiting core business segments.
With the goal of attracting new customers and supporting people and businesses to access financial services at reasonable costs, improving customer experience and increasing customer engagement, VietinBank has waived many types of service fees.
In addition, VietinBank aims to increase the bad debt coverage ratio, improve financial capacity, and resilience to risks. By September 30, 2025, the Bank will increase the bad debt coverage ratio to 176%.
As of the third quarter of 2025, VietinBank has implemented nearly 100 digital transformation initiatives, 99% of payment transactions are conducted via digital channels, demonstrating steady progress towards a comprehensive digital banking model. Outstanding digital products such as: VietinBank iPay, VietinBank eFAST, eKYC, business loan journey for individual customers, online consumer loans, online disbursement and guarantee, digiGOLD... have brought a seamless, fast, and safe experience, helping customers be proactive in all transactions.
N.Nga
Source: VITIC/Tinnhanhchungkhoan