AsemconnectVietnam - Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank - code CTG) has just announced its financial report for the second quarter of 2025 with many impressive growth indicators.

Specifically, at the end of the second quarter of 2025, VietinBank's total assets reached over VND2.6 million billion, up 9.4% compared to the beginning of the year; customer loans reached nearly VND1.9 million billion, up 10.3% compared to the beginning of the year.
Net interest income in the first 6 months of the year increased by 3% compared to the same period last year because VietinBank actively increased its outstanding loan scale and positive capital sources. Net interest income from other activities in the first 6 months of 2025 increased by 124% compared to the same period last year. This reflects the positive efficiency in debt handling, collection and risk management of the bank.
Accompanying and supporting people and businesses to access financial services at reasonable costs, VietinBank has exempted and reduced many types of service fees, increased investment in digital channels, developed payment connection platforms, diversified payment channels... Accordingly, net profit from service activities decreased by 17% compared to the same period in 2024.
Regarding capital mobilization, customer deposits at the end of the second quarter of 2025 reached VND1.7 million billion, up 7.1% compared to the beginning of the year, in line with the orientation of capital balance, liquidity and compliance with VietinBank's operational safety ratios.
At the end of the second quarter of 2025, VietinBank's bad debt coverage ratio reached 135%; accumulated pre-tax profit for the first 6 months reached VND18,900 billion, up 46% over the same period last year.
VietinBank continues to affirm its commitment to accompany customers, promote comprehensive digital transformation, and develop a safe and modern digital banking ecosystem.
VietinBank pioneers in implementing the solution "Open an online payment account exclusively for corporate customers" with an outstanding incentive package (100% free). No need for paper documents and no need to go to the counter, corporate customers can easily operate on a computer or smartphone to own an online payment account, ready to transact on VietinBank eFAST.
Continuing to promote its role as a key State bank, VietinBank continues to provide capital for the economy, directing credit capital to production and business sectors, priority sectors and growth drivers, ensuring safe and effective credit activities. In addition, VietinBank continues to improve and simplify lending procedures to support people and businesses in accessing credit capital; reduce costs to have a basis to continue lowering lending interest rates (CIR is always in the lowest group in the banking industry).
N.Nga
Source: VITIC/Tinnhanhchungkhoan