AsemconnectVietnam - In the first nine months of 2026, Eximbank recorded total net operating income of VND4,692 billion and a consolidated pre-tax profit of VND864 billion.

Eximbank continues to maintain safety indicators with a capital adequacy ratio (CAR) above 13% and a loan-to-deposit ratio (LDR) at 73%, ensuring compliance with the regulations of the State Bank of Vietnam.
In 2026, Eximbank focuses on consolidating its operational foundation, restructuring its asset portfolio, and improving capital efficiency, aiming for a safe, efficient, and sustainable growth model.
Following a cautious development strategy, Eximbank proactively increased its credit risk provision to VND997 billion, higher than the same period last year, in order to strengthen its financial buffer and enhance risk management capabilities. Simultaneously, the Bank is accelerating debt resolution, restructuring its credit portfolio, and proactively narrowing down high-risk or underperforming portfolios, aiming to improve asset quality and capital efficiency.
During the restructuring phase, Eximbank prioritizes growth quality and long-term competitiveness over expanding scale and maximizing short-term profits, creating a foundation for stable and sustainable development.
In the first nine months of 2026, Eximbank recorded consolidated pre-tax profit of VND864 billion, as the Bank proactively increased provisions, improved asset quality, optimized operations, and invested in strategic transformation programs.
Eximbank identifies growth in scale and profit as important goals, but the top priority in the current period is ensuring operational safety, improving asset quality, and capital efficiency. The bank proactively accepts necessary short-term adjustments to strengthen its internal capabilities, creating a foundation for effective and sustainable long-term growth.
Source: VITIC/Bao Tai chinh – Dau tu