AsemconnectVietnam - The Board of Directors of Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank, code CTG - HOSE) has just officially announced the business plan targets for 2025.

Accordingly, Vietinbank targets total assets to grow by 8-10%; the ratio of bad debt/credit balance according to Circular 31 is <1.8%; individual pre-tax profit is expected to be VND32,500 billion.
In addition, outstanding credit is implemented according to the credit growth limit approved by the State Bank and the direction of the State Bank's credit management policy in each period; mobilized capital grows in line with the credit growth rate, ensuring safety ratios according to the State Bank's regulations; operational safety ratios comply with the State Bank's regulations.
Recently, the Bank announced its financial report for the second quarter of 2025. Accordingly, at the end of the second quarter of 2025, VietinBank's total assets reached over VND2.6 million billion, up 9.4% compared to the beginning of the year; customer loans reached nearly VND1.9 million billion, up 10.3% compared to the beginning of the year.
Regarding capital mobilization, customer deposits at the end of the second quarter of 2025 reached VND1.7 million billion, up 7.1% compared to the beginning of the year, in line with the capital balance orientation, liquidity requirements and compliance with VietinBank's operational safety ratios.
At the end of the second quarter of 2025, VietinBank's bad debt coverage ratio reached 135%; accumulated pre-tax profit for the first 6 months reached VND18,900 billion, up 46% over the same period last year.
Meanwhile, according to the parent company's financial report for the second quarter of 2025, the Bank's pre-tax profit in the first 6 months of the year reached nearly VND17,435 billion, up 42.9% over the same period last year and has completed 53.6% of the recently approved target.
N.Nga
Source: VITIC/Tinnhanhchungkhoan